Online loans without links and with the best conditions

With some online loans we are given the possibility of accessing other products offered by the entity in exchange for receiving a reduction in interest on the loan. The linked products are diverse, but they are usually:

The main aspect that we have to take into account when they offer these products is that none of them are mandatory contracts to approve the loans (it is only mandatory to take out home insurance with mortgages). However, we must bear in mind that, in many cases, if we do not agree to take these linked products, the bank will not approve the fast online loans , because it has the right to reject our application for the reason it deems appropriate.

What online loans without links can I find?

What online loans without links can I find?

The main drawback of these links is that sometimes they entail a cost that in the end does not compensate the reduction of interest for extra hiring. However, the high competition in the credit market has led to the appearance of online loans without links with which we will not have to contract anything, and we will not even have to change banks.

As we can see in the tables above, we have different loans online without changing banks . Depending on the amount that we want to request, we can resort to loans of small amounts of money, fast loans of up to 5,000 euros and personal loans of up to 50,000 euros.

How do I know if my online loan has links?

 

How do I know if my online loan has links?

All we can find on this page are online loans without links, but if we are interested in others, we must bear in mind that when we are offered a reduction in interest for the contracting of any product, we are facing links. At the time of receiving the contract, in the document that includes the European Standard Information on Consumer Credits, we should look for the specific section that says “It is mandatory to obtain the credit itself, or under the conditions offered”, this is where they are contemplated the links. Some real examples are:

In this last case, we have the entity asking us to open a current account for the income of the loan money. We must determine if this account would have future costs, although as a general rule, they are usually free. However, there are other entities, such as the first two images that, because they are not banking entities, do not contemplate this possibility and will deposit the money in the account that we decide.

Should I link in exchange for reducing the TIN?

It will depend on the total calculation that we get out of the loan, that is, we must calculate the total amount of the loan online without links and with them. Therefore, if with the hiring of the links we get cheaper, it will be a good offer. Instead, we have to be careful if the cost of the linked products will be greater than what we save with the reduction of interest. In the following video our expert explains:

Therefore, the way to make sure that the best choice is online loans without links or with them, we must stop to do the calculations. It is the only way we will have to really know how much the online loans will cost us on the spot .

Why is a connection requested when requesting an online loan?

Mainly, the immediate online loans of the market have links because they entail an economic and operative scope of obligatory fulfillment. Therefore, in case of breach of these linked products, the entity is a benefit in the form of economic penalties.

However, these links usually have an expiration date, so we can be alert to the time limit to notify the entity that we do not want to renew those contracts. If, for example, we have payment insurance during the first three years of the loan, when this time ends, we can cancel this contract and stop paying the fees for said insurance.

CrediPRIX, quick and easy money

CrediPRIX offers you the urgent money you need for any unforeseen, from 100 to 500 € up to 30 days, without giving explanations and with the possibility of extension. In 15 minutes you will have the money available in your bank account.

 

Benefits No Payroll: Do not With Asnef: Do not Cash: Do not Limits Minimum term: 10 days Deadline: 30 days Minimum loan: € 100 Maximum loan: € 500

Additional information from CrediPRIX

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As your slogan indicates, with CrediPRIX you have your money in a plis, you can request up to € 500 (up to € 200 in the first credit) for whatever you want to return up to 30 days. And the best part is that you have it in your bank account in a few minutes ! CrediPRIX is a solvent and reliable entity that offers quick credits of urgent money without giving explanations, without having to communicate what the money is going to be used for. The payroll that is delayed, an unexpected invoice, an urgent repair or just a little whim, can be solved with the help of CrediPRIX, since it provides the money in minutes. And everything from the privacy of your home or from anywhere else.

How to apply for a quick credit at CrediPRIX

Enter the website of CrediPRIX and select the money you need, from € 100 to € 500 (from 5 to 5 euros and up to € 200 the first time) and the period in which you will return it, from 10 to 30 days. The graphical wheel will show you at a glance the characteristics of your microloan . At all times you will know the money you are requesting, the interest that is applied and the total to be returned after the deadline, as well as the return date. Obviously, the smaller the term less expenses you will pay, so adjust exactly the period of time for you to pay only what is necessary, knowing when you will be able to return the money.

CrediPRIX request credit Once you have selected the money you need and the deadline to return it, click on ” Apply now ” to access a form where you will be asked for the basic personal information such as name and surname, ID, date of birth, bank account number where they will enter the money, e-mail and password that will be used to access your account, etc. The process is very simple, but if you need help you can contact the telephone 96 381 33 73 or by e-mail to [email protected] during customer service hours from Monday to Friday from 9:00 a.m. to 8:00 p.m. Of course, since the process is online, requests can be made 24 hours a day, 7 days a week . All data provided is treated with absolute confidentiality in compliance with the Data Protection Act, and all information is communicated in an encrypted manner with the server (you can see the lock and the address starts with https in the browser).

The complete process to obtain a microcredit in CrediPRIX is as follows:

  1. Register by selecting the amount of money you are looking for, the return period and fill in the form.
  2. Identify yourself by choosing one of these two options:
    1. Online banking (recommended): Introducing your access data in your online banking, the European Instantor # or Bankia system, specifying name and ID. Of course, if when you meet the deadline you prove that you will not be able to return the agreed money, from your client area you can request an extension or extension of the term by deciding a new expiration date and paying interest.

      From Busconómico we always recommend not asking for a loan if you are aware that you will not be able to return it. Basically because the problem can increase and take disastrous dimensions for your economy, so before hiring a loan think it over and do not ever do it above your means.

      The quick loans of CrediPRIX can be used at any time and for whatever you need, without having to give explanations and without providing additional guarantees or guarantees. Its price, like most mini-credits, is high due to the premium service they offer, designed for times when it is not possible to obtain money in any other way and it is needed as quickly as possible.

      Customer opinions

      Customers who have already tried CrediPRIX emphasize professionalism and reliability , but above all speed. They are also happy for the ease of getting the money and recommend it to cover any unforeseen expenses or to buy an item, even to take a vacation. Whether from the web, from the mobile or by phone, everyone quickly gets their money with CrediPRIX. From the News section of the web you can follow the market news as the best Apps to control spending, microcredits for entrepreneurs, how to finance your vacations, health tips, leisure ideas, etc.

      Requirements to apply for a loan at CrediPRIX

 

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The requirements to access a quick loan from CrediPRIX are:

  • Be resident in Spain between 21 and 70 years.
  • Have an email address and mobile phone.
  • Be the holder of a bank account.
  • Not be registered in any unpaid file such as RAI or ASNEF .

The first loan with CrediPRIX is € 200 and you do not need any guarantee , as you return the money you will access more amounts up to a maximum of € 500, but remember that these quick credits are not a recommended option to pay other debts and should not be used as a form of usual financing, but only for specific liquidity needs .

CrediPRIX is a trademark of Crediconsulting Soluciones, SA, a solid company that offers financial solutions since 2003 . CrediPRIX is registered and authorized since 2011 by the Ministry of Health and Consumer Affairs, is a member of Asnef and has among its main partners Equifax and Instantor.